Our Simple Process

How We Buy Houses in Memphis

Our process is fair, works on your timeline, and is easy to follow. Get a no-obligation cash offer in as little as 24 hours and close in as little as 7 days.

  • No fees or commissions — ever
  • No repairs or cleaning required
  • Close in 7 days or on your schedule
  • 100% transparent — no surprises

Get An Offer Today, Sell In A Matter Of Days

100% free. Zero obligation. Results in 24 hours.

Receive your offer in approximately 2 minutes.

Your information is secure and never shared with third parties.

How The Process Works

4 Simple Steps to Sell Your Memphis Home Fast

We've made selling your house as straightforward as possible. Here's exactly what happens from your first contact to cash in hand.

01

Tell Us About Your Property

Fill out our short form or give us a call — it's quick, easy, and completely free. We'll start reviewing your property immediately.

Takes less than 2 minutes
02

We Schedule a Quick Appointment

If your property meets our buying criteria, one of our specialists will reach out to set up a brief walkthrough at a time that works for you.

No obligation whatsoever
03

Receive a Fair All-Cash Offer

We present you with a transparent, fair all-cash offer — or discuss the best method to proceed for your unique situation.

Offer in as little as 24 hours
04

Close & Get Your Cash

We close at a local, reputable title company on your schedule. No last-minute surprises — cash in your hands in as little as 7 days.

Close in as little as 7 days

Timeframe

After you provide us with your details, we can typically present you with a reasonable all-cash offer in just 24 hours. Following that, we can finalize the sale in as little as 7 days… or whenever works best for you.

Why Choose Us

Selling Your Memphis Home Can Be A Quick & Easy Process

Spencer Buys Houses buys houses in and around Memphis (and other areas, too!). We’re not listing your house, we’reactually the ones buying your home. Because we pay cashand are buying your Memphis home directly from you, we’re able to close quickly (or on your schedule).

When you work with us there are no fees and no commissions like there are when you list your house with a traditional agent. You never have to worry about any extra costs to sell your house fast coming out of your pocket or even getting your house “market-ready” to sell. We want to buy your house as-is.

No matter how ugly or pretty it is and no matter the location, we buy houses in Memphis in any condition.

Houses

From offer to close and cash in your hand in as little as 7 days.

You can quickly eliminate the stress of that property and stop making another utility payment, tax payment, insurance payment, mortgage payment, or any other expenses tied to homeownership. If you decide to put your house on the market and wait for over 90 days to finalize the sale, you must consider all the costs of keeping that property while it’s listed and during the waiting period before closing.

Don’t worry about fixing anything or cleaning your house again and again for buyer after buyer.

We don’t care how dirty your house is (we’ve seen worse!) or how many repairs are needed. Is it a complete fixer? Great! We love projects. We want to make an offer on your house today. Let us save you time and put more money in your pocket.

How The Process Works

How To Sell My House To An Investor

A simple 3-step process designed to get you from offer to cash as fast as possible.

01

Get a Quote

Call us to receive a no-obligation cash offer for your property. We’ll gather basic details about your home(location, condition, your timeline) and provide a fair, competitive offer—usually within 24 hours.

Takes less than 2 minutes
02

Due Diligence

Once you accept the offer, we’ll handle all the paperwork and property evaluation. Our team verifies the property’s details while you sit back and relax—no repairs or inspections required from you.

No obligation whatsoever
03

Set a Closing Date

Choose a closing date that works best for you—we can close in as little as 7 days or on your timeline. We work with a trusted local title company to ensure a smooth, transparent process.

Close in as little as 7 days

Ready to get your cash offer?

No fees, no repairs, no obligation — close in as little as 7 days.

Get My Cash Offer

Benefits of Selling my House To An Investor?

Selling to an investor can simplify and speed up the sale of your home. Below are common benefits homeowners experience when working with investors.

Fast Closing

One of the biggest benefits of selling to an investor is speed. Traditional home sales can take weeks or even months, but investors often close in as little as 7-14 days. This can be ideal if you’re facing a time-sensitive situation like foreclosure, job relocation, or a family emergency.

Sell As-Is

Investors typically buy homes "as-is," meaning you don’t have to spend time or money on repairs. Whether your property needs minor updates or major renovations, an investor will take it off your hands.

No open houses

No buyer contingencies, and no lengthy negotiations. Investors usually pay in cash, which means fewer obstacles and a smoother closing process.

Stay & Pay

Many investors offer flexible terms tailored to your needs, such as allowing you to stay in the home after closing for a short period or working around your schedule

Homeowner Checklist

We are now moving towards closing and wanted to give you an idea of what to expect. Everything moves super fast, so we need your cooperation to make things as speedy as possible. This can also serve as a checklist!

In person Appointments (Days 1-4)

  • Access — This component is critical to a speedy closing. Generally, we get photos of the home within 72 hours of signing the Purchase and Sale Agreement.
  • Keys — If the home is vacant or the owner doesn’t live nearby, we will place a lockbox on the property to gain access and move things along quickly

Buyer Walk-Throughs (Days 5-10)

  • Contractor Bids — Firming up our numbers is vital to making a wise investment. This is a crucial piece tour success.
  • Walk-Throughs — Buying a home can be a very difficult task, but we’ve got it down to a science. This involves getting our team inside the house within the first ten days of the contract period. This might include contractors, insurance, the finance team, the owner, and any specialists or experts needed to determine if this is the right fit for our needs as an investment company.

Due Diligence (Days 11-21)

  • Rental Property — Provide tenant information, lease, rent payment history, and similar information. All of this will be placed on the settlement statement and pro-rated.
  • Mortgage or Liens — or liens, expected payoffs and documents to release the liens.
  • Inherited Home — death certificates, affidavits, and other supporting ownership documents.
  • Vacate the Home — prepare to move out and gather your belongings. Turn utilities off, cancel insurance, and confirm.

Closing

Closing Day: You will show up for closing to sign the documents and collect a cashier's check. If you prefer, we can mail the closing papers to you, and you can receive a wire to your bank account.

SELL YOUR MEMPHIS HOUSE FAST FOR CASH — NO STRESS, NO DELAYS!

Spencer Buys Houses is your trusted local cash home buyer in Memphis, Tennessee, offering a fast, hassle-free solution to sell your house for cash. Whether you’re relocating, managing an inherited property, or need to sell your house fast in Memphis TN, our same-day cash offers eliminate stress and delays. Learn how our home buying process works!

Closing Day

What to bring and what to expect on the day you close the sale.

Bring Identification

Have a valid government-issued ID (driver’s license or passport) for notarization.

Sign the Documents

You’ll sign the deed transfer, settlement statement, and any other required paperwork.

Collect Your Funds

Choose whether to receive your proceeds via wire transfer or a cashier's check.

I Have Some Questions…

Straight Answers to Common Questions

Everything you need to know about our process and what to expect when you sell to us.

Ready to Get Started?

See What We Can Offer You for Your House

Fill out the short form and one of our home buying specialists will reach out within the next 24 hours with your personalized cash offer. 100% free, no obligation, and completely confidential.

  • Offer in as little as 24 hours
  • Close in as little as 7 days
  • No fees, commissions, or repairs
  • Your information is 100% secure

Get An Offer Today, Sell In A Matter Of Days

100% free. Zero obligation. Results in 24 hours.

Receive your offer in approximately 2 minutes.

Your information is secure and never shared with third parties.

Contact Us Today to Get Your Offer!

No fees. No repairs. No obligation. Close in as little as 7 days.